FTC Coupon Scam Article
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SavvyShopper
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« on: September 20, 2007, 03:27:32 PM »

Just thought this was an interesting article:

http://www.ftc.gov/bcp/edu/pubs/consumer/invest/inv06.shtm
« Last Edit: October 17, 2008, 02:37:39 PM by SavvyShopper » Logged


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Amy-The Savvy Shopper
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« Reply #1 on: September 20, 2007, 03:53:12 PM »

"There's only one legitimate way to use a coupon: Cut it out of the newspaper or other source and use it toward the purchase of the designated product. A coupon is meant to be used only by the consumer who buys the product for which the coupon is printed. Selling or transferring coupons to a third party violates most manufacturers' coupon redemption policies and usually voids the coupon." - FTC Coupon Scam Article www.ftc.gov


Interesting point I think. Read the exclusions at the bottom of your coupons.


I'd love to start a discussion on whether or not you think buying/trading coupons is legal.  What do you think?


No Arguments - just discussion.
« Last Edit: September 20, 2007, 06:18:17 PM by SavvyShopper » Logged


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Amy-The Savvy Shopper
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« Reply #2 on: September 20, 2007, 04:02:40 PM »

I'll start:

Before I start, I'll admit I once purchased some Pillsbury Cookie Dough Coupons online about 10 years ago.  Tongue

Since then my opinion has changed.:


Trading and Selling Coupons according to : http://www.couponinfonow.com/Consumer/TradingSellingCoupons.cfm

"According to the Federal Trade Commission, "There's only one legitimate way to use a coupon: Cut it out of the newspaper or other source and use it toward the purchase of the designated product." Despite this, there are many outlets and coupon practices (especially on the Internet) that are questionable.

    * Coupon Auctions . It is not legally acceptable to sell coupons themselves, especially in bulk. Some auction sites like eBay prohibit many kinds of coupon auctions, but sometimes unscrupulous sellers sneak through. Many times they claim to be selling a coupon clipping "service," not the actual coupons. What they often don't say is that many coupons are "nontransferable" meaning that the coupons you buy might not be valid once you buy them!

    * Expired Coupons. All coupons should be used prior to their expiration date. Expired coupons have no value, and trying to redeem them or sending them to military personnel will only increase everyone's costs in the long-run.

    * Trading Coupons. Product manufacturers often offer different coupons to different areas, depending on incomes, products offered, and legal restrictions. When we sidestep those intentions, manufacturers end up offering less coupons hurting us all in the end. Coupon clubs can be a great way to learn more about money-saving techniques but using them to swap or collect coupons might bring up some of the "transferable" problems mentioned above."

For me, I don't buy coupons.  I don't feel comfortable for myself.

Most coupon clipping sites say they sell the service of clipping coupons instead of the actual coupons themselves.  Seems like a way to avoid saying what they are really selling.

Maybe I'm wrong - What do you think?
« Last Edit: September 21, 2007, 08:14:32 AM by SavvyShopper » Logged


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« Reply #3 on: September 20, 2007, 04:22:20 PM »

I think all of us on this site can understand the allure of getting more coupons in any variety of ways.  I think the reason for that is we all want a good deal.  I also think, however, that sometimes in trying to get a good deal we forget the other people involved - the manufacturer, other shoppers, stores and their employee's, etc.  We should be honest. We need to remember the other people involved in our search for great deals.

On the same note, using tons of coupons for one or a few items, even acquired legitimately, often seems selfish.  I am glad for the resource that is savvyshopperdeals.  I am also glad Amy puts up reminders that we need to be good people too, not just good shoppers.
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« Reply #4 on: September 20, 2007, 05:06:10 PM »

Wow!!  That's something to think about.  I don't think I would ever pay money for coupons.  I personally feel like I am getting enough coupons (there are times that I would like more Wink) with my subscriptions.  Coupons and sales come and go and there are always good deals out there to be found on many items.  I agree that using a lot of coupons for one item is selfish.  We all want to save money, but we also need to think of others at the same time.  I have traded coupons before and don't see a problem with that BUT, it has not been to stock up on a particular coupon - I would trade my pet food coupons for a friends baby coupons because I have no pets, and she has no babies.  I don't feel it is right to trade to stock pile a few particular coupons.

Over all, I think that moderation is needed.  Although it can be very tempting to try to accumulate a ton of really good coupons (like anything you can get for FREE! Wink) we all need to be considerate of others ie. manufactures, store employees, other shoppers, etc.  I think this also applies to a really good deal - like Smith's Prego Wink - I think we could feed the whole USA for a week just on the Prego the people in Utah county alone! (I got 1 case and that will last us for 4 to 6 months) Cheesy
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Cara
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« Reply #5 on: September 20, 2007, 06:08:10 PM »

This is interesting, and it makes sense.  I think that if everyone followed these guidelines, there would me a lot more tearpads to be found in stores, instead of people taking the entire tearpad to trade (this really bothers me).  If people stopped trading, there would be enough for everyone, and not just for those in that circle.  Good food for thought.   Smiley
« Last Edit: September 20, 2007, 06:16:49 PM by Cara » Logged

Cara
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« Reply #6 on: September 21, 2007, 07:34:20 AM »

I confess that I'd never really given this any thought.  There are other websites similar to SavvyShopperDeals that actually give links where you can go purchase already clipped coupons.  I'm embarassed to admit that I've done that not really understanding and having all the information.  I am glad this article was posted and that the conversation is happening because there are certainly others like me who out of ignorance are not making smart choices.

« Last Edit: September 21, 2007, 08:05:39 AM by SavvyShopper » Logged
Karley
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« Reply #7 on: September 24, 2007, 03:18:41 PM »

Since this is up for discussion - I have sold coupons on ebay to trade them for what I needed - never tearpads or others - just ones I have gotten in the mail / cut out.  For instance I used to do this when my daugther was younger - we had to be on enfamil a.r. and it was very expensive - people would sell on ebay the b1g1 free catalinas they wouldn't use - so it would save me a lot of money in the long run.  I would sell my similac coupons and use the money to pay for my enfamil coupons - so I think its all i how you use them.  As for the coupon clipping services, there are websites just for that and ebay sells a ton - I used to use them before I found your wonderful website - buying the papers is a lot cheaper, but I guess it depends on what you need - still think its great for those of us who have to use formula - let alone the expensive stuff.  Smiley
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